Banking, rebuilt for Tanzania.
One app. One account. One Moja.
Your entire financial life in one place. The future of Tanzanian banking — designed for the way people already live, pay and grow.
A digital banking brand for modern Tanzania.Moja Signature · Twiga
Total balance
TZS 2,480,900
4821 •••• •••• 9042
Moja Bank
4821 •••• •••• 9042
Moja Bank
A market already living on mobile.
Tanzania is digital-first. What's missing is one brand that brings it all together.
28.5M
smartphone connections
75M+
mobile money subscriptions
24M
people aged 18–40
Source: public market and industry estimates. Indicative figures for illustration.
From stranger to customer in minutes.
A single elegant flow. No branch. No paperwork.
01
Phone number
Start with the number you already use.
02
NIDA verification
Identity confirmed against national ID.
03
Selfie & liveness
A quick look, a secure match.
04
Account opened
Your Moja account is live.
05
Virtual card ready
Pay online and in-store instantly.
One account. Every way you move money.
NIDA onboarding
Open an account with national ID in minutes.
Virtual card
Instant card, ready before you finish signing up.
Physical card
A premium card that says something about you.
Apple Pay / Google Pay
Tap and pay with the phone in your hand.
Instant transfers
Money moves the second you decide it should.
Bill payments
Power, water, TV, school fees — one place.
QR payments
Scan, pay, done. Built for everyday commerce.
Savings pockets
Separate goals, automatic habits.
Moja Finance
See where your money goes, and why.
Tap through the experience.
Visual concept screens — a feel for the product, not the final build.
Balance, quick actions and everything that just happened — at a glance.
Visual concept screens — a feel for the product, not the final build.
Total balance
TZS 2,480,900
4821 •••• •••• 9042
Moja Bank
Moja connects what is already there.
One interface across the rails Tanzanians use every day.
Personal first. Business next.
Moja Business extends the same experience to the companies that keep Tanzania moving.
Moja Business — phase two.Built together.
A smarter digital banking experience for modern Tanzania.
Moja brings product, technology and growth. A partner bank brings regulated banking infrastructure.
Moja brings
- Consumer brand & design
- Product and technology
- Digital acquisition & growth
Partner bank brings
- Licence and regulation
- Banking infrastructure
- Trust and local depth
A smarter digital banking experience for modern Tanzania.
Tanzania's digital bank for a new generation — accounts, payments, cards and savings in one place.
One app. One account. One Moja.